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LIFE INSURANCE Company

life insurance quotes

Underwriting factors...
...determine your life insurance premium. The table at the right shows the differences we have found for the same underwriting factor. One company may have the high premium for one factor and the low premium for another factor.

Choosing the right company...
...can be worth hundreds of dollars per year. Your agent can take you through this analysis for your particular underwriting factors and help you choose the best company.

Underwriting Factor High * Low *
Total cholesterol = 285 $ 1,330 $ 730
Cholesterol ratio = 7.0 $ 1,530 $ 835
Blood pressure = 141/90 $ 1,285 $ 890
Weight = 210 $ 1,330 $ 815
Family = heart or cancer before 60 $ 1,290 $ 715
Driving = 2 convictions in 3 years $ 1,330 $ 730
* Annual premiums for $500,000 20 year level term;
  non-smoking male with all other factors optimal.

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Volunteer Life - 1632 Catalina Dr. - Holt, MI 48842